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The APR

Annual percentage rate (APR)

The APR is the annual rate of interest you will be charged on a loan. It takes account of all the costs involved over the term of the loan, such as set-up charges and the interest rate. You can use the APR to compare different loans, as long as you compare them over the same term.

Representative APR Example:


If you borrow €5,000 over 60 months at a representative 49.9% APR and an annual interest rate of 49.9% (fixed) you would pay €229.95 per month. Total charge for credit will be €13,796.87.

WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS.